Business Life/Key Man Insurance

The loss of a key employee - whether it is because of an unexpected death or disability - can be a crippling blow for a business. If you lose an important member of your team, business life insurance can cushion the blow and help your business return to normal as quickly as possible. SBCIA also offers business insurance that can help you keep your most talented employees.

Our business life insurance products can provide for the financial needs of a business if the owner dies or becomes disabled. If a partner or owner in your company dies, it ensures that you will not be saddled with an unwanted partner or stockholder. And it also provides funds to attract and train a replacement to fill the spot left by a departed employee.

In addition, SBCIA can provide insurance for executive compensation arrangements. In a time when attracting and keeping top-level people is critical to success, this innovative coverage can help you maintain the talent you have by encouraging employee commitment through deferred-compensation arrangements and tax-favored plans that reward performance.

Note: Coverage statements are general descriptions only. The full and exact contract is contained only in the policy. Product availability only in the state of Texas. Please email an agent if you have any questions.